It seems to take so much more energy to get buyers, sellers, lenders/underwriters, title folks, inspectors, appraisers and others with their hand in the pie to all work together and deliver the service we NEED to be competitive in this marketplace.
Chad
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Chad Schauers
Montana Mortgage Lender, Bozeman, Montana
Sometimes, if it aint broke, don't fix it with some of our relationships...but too many of them ARE BROKE.
If yours is: Please call me. I am a professional with carefully developed processes to successfully deal with the speed bumps and bone-breaking obstacles we sometimes encounter.
You may have noticed that rates are ridiculously low. Part of this comes from fears of default on notes in Europe. The loose U.S. equivalent of this would be if there was worldwide fear that we wouldn't be able to pay what is due to those holding our treasury notes and savings bonds. That would make holders of those notes a little shaky and looking for other places to stash their cash.
In fact, much of the money that has come to and stayed in our markets is "safe haven" money as holders of those European notes are cashing in and fleeing those markets. Nobody wants to be the one optimist holding a ton of money in a collapsing environment.
We are hoping that rates stay low as things continue to ease with mortgage insurance companies, people have adjusted their expectations (we are not hearing stuff like: "What do you mean I have to show you a paystub?" anymore) and the demand for home ownership put on by a whole new generation of first time home buyers is warming up.
Cheers,
Chad
Chad Schauers
Montana Mortgage Lender, Bozeman, Montana
NMLS# 583046
